Your Super Third-Party
car insurance, explained

When it comes to getting the best protection for your car, you should also consider who will be repairing it, in case anything happens. With your Beema car insurance, you can keep calm because you know that it will always be repaired by an authorised dealer of your car’s brand.

Fire, storms, floods: these are all events that can also cause damage to your car. That's why we made sure to cover your back even when nature gets out of hand. You are also fully covered in case of theft, riots or strikes. We live in one of the safest places in the world. But you know what they say: better safe than sorry.

If you have an accident, we either repair your car and bring it back to its original state, or pay upfront in cash its value - in case the damage is so big that it doesn’t make sense to repair it.

If your brand new car gets so damaged that it doesn't make sense to repair it, we reimburse you the full price you paid for it. By brand new, we mean that your car must have been registered for the first time within six months prior to the accident.

We all know what kind of damage a small pebble can make – and how often that happens. That's why we decided to waive your deductible in case you need a windscreen repair – provided that the total cost stays within AED 5,000.

Car repairs can get very expensive. All the more reason for you to consider getting a cover for damages to your vehicle, rather than buying only third party liability insurance. We work only with repair shops that are accredited by AXA and meet the highest quality standards. That's why our repairs come with an additional six- or twelve-month warranty, depending on the car parts replaced.

Unfortunately, car accidents can sometimes result in severe trauma. If that happens, a person has to adapt to a new lifestyle, which often comes with extra costs. In case of a serious injury, we help out with an additional AED 20,000 to support with those unexpected expenses.

In case of a personal accident leading to a serious bodily injury or trauma, your passengers are entitled to an insurance benefit of up to AED 200,000.

You and your passengers get up to AED 3,500 to help cover the costs of medical treatment following an accident.

We hope it never happens, but if it does, we want you to be fully covered: In case of an accident leading to serious bodily trauma or worse, you get up to AED 200,000. This applies to all the passengers in the car, even if the person driving the car is not listed as the insured person on the policy.

In case your things get damaged in an accident, a fire, or if they get stolen from your car, we pay up to AED 4,000 to help you quickly replace that laptop or that phone.

Your Beema car insurance does not have an upper limit for third-party injuries. Put simply, it means there are no caps when it comes to compensating the people who got injured in a car accident that you caused. We pay for everything that's needed.

We topped up this limit to make sure your insurance will cover all the possible damage to others that can happen in a car accident you caused.

Flat tyre? Did you lock the car with (oops) your keys inside? The car broke down and needs towing back into town? Calling a towing service in these situations could set you back as much as AED 1000. With 24/7 roadside assistance, your Beema insurance policy has you fully covered.

Picking up the kids from school, getting groceries, running to the gym: your life still goes on while your car is being repaired. We got that sorted out for you: a replacement car for up to 10 days, and we can arrange for pick up straight at the repair shop.

Yes, we have your back covered even if you drive off the beaten track. As long as your car has a four-wheel drive and you're not participating in a sports race.

You finally managed to organise that weekend road trip to Oman with your friends, and you're wondering if you need to buy extra insurance for your car? Well, you don't. All the covers of your Beema insurance policy are valid in Oman, as well. Just make sure to collect the Orange card at one of AXA’s offices before leaving.