Pay-per-kilometre, also known as <i>mileage-based</i> or <i>pay-as-you-go</i> insurance, is a type of car insurance in which the premium (aka your cost) changes depending on how much you drive.
The idea behind it is simple.
If your car is parked in your garage or your driveway, we can safely assume that you're less likely to have an accident. The less you are prone to accidents, the fewer claims we can expect to receive.
Unfortunately, traditional insurers don't consider your mileage as an important factor when calculating your premium. For instance, even if you commute daily from Sharjah to Business Bay in Dubai, you are paying almost the same premium as someone driving daily from Dubai to Abu Dhabi.
With pay-per-kilometre insurance, you pay your annual quote upfront, and then earn up to 25 % cashback if you've driven less than 20,000 km at the end of the year.
Find out more on how our pay-per-kilometre insurance works here.
If you end up driving more than 20,000 km in a year, no worries: we won’t bump up your premium.
You will still enjoy the full insurance cover for the price you paid in the beginning.
Not a single penny more.
Our main job is to provide you with a great cover, which will keep you safe from any surprise bills. The same applies to your cashback benefit, too. If we gave you cashback based on your estimate at the beginning of your policy, you'd always be worrying whether you drove more than expected and get an additional invoice at the end of the year.
Calculating your saving at the end of the year, we make sure to surprise you with a cashback instead 🙂