Cashback: save on insurance without going cheap.
Get all the protection you need and earn back a part of your premium, based on how much you'll drive during the year.
Why cashback?
Why cashback?
Traditional insurers don't care about your mileage.
But the math says that the less you you drive, the less likely you are to cause an accident.
We think that's uncool.
How does it work?
How does it work?
To calculate your cashback, you send us your mileage reading at the beginning of the policy, and one more when your insurance is about to expire. The difference between the two readings will show how much you have driven during the year.
Yes, it means you get your cashback at the end of the year and not straight away. But this way, you get the best of both worlds: you pay less for car insurance and you’re not asked to install any tracking devices or limit your daily mileage.
Check how much cashback you’ll earn:
Check how much cashback you’ll earn:
And if I drive more than 20,000 km?
No worries: we won’t bump up your premium. You will still enjoy the full insurance cover for the price you paid in the beginning. Not a single penny more.
You drive
You get
4,000km or less
$
$
$
$
25% cashback
Between 4,000km and 10,000km
$
$
$
From 23% to 15.5% cashback
Between 10,000km and 16,000km
$
$
From 14% to 6.5% cashback
Between 16,000km and 20,000km
$
5% cashback
And if I drive more than 20,000 km?
No worries: we won’t bump up your premium. You will still enjoy the full insurance cover for the price you paid in the beginning. Not a single penny more.
Go on, give it a swipe.
Go on, give it a swipe.
Set the slider to your yearly mileage and see how much cashback you’ll earn.
Yearly mileage
Earning cashback is easy.
As easy as one, two, three. Literally.
People often ask us:
People often ask us:
What is Pay-per-Kilometre insurance?

Pay-per-kilometre, also known as <i>mileage-based</i> or <i>pay-as-you-go</i> insurance, is a type of car insurance in which the premium (aka your cost) changes depending on how much you drive.

The idea behind it is simple.

If your car is parked in your garage or your driveway, we can safely assume that you're less likely to have an accident. The less you are prone to accidents, the fewer claims we can expect to receive.

Unfortunately, traditional insurers don't consider your mileage as an important factor when calculating your premium. For instance, even if you commute daily from Sharjah to Business Bay in Dubai, you are paying almost the same premium as someone driving daily from Dubai to Abu Dhabi.

With pay-per-kilometre insurance, you pay your annual quote upfront, and then earn up to 25 % cashback if you've driven less than 20,000 km at the end of the year.

Find out more on how our pay-per-kilometre insurance works here.

What happens if I drive more than 20,000 km?

If you end up driving more than 20,000 km in a year, no worries: we won’t bump up your premium.

You will still enjoy the full insurance cover for the price you paid in the beginning.

Not a single penny more.

Why can't I give you my average mileage now and get cashback straight away?

Our main job is to provide you with a great cover, which will keep you safe from any surprise bills. The same applies to your cashback benefit, too. If we gave you cashback based on your estimate at the beginning of your policy, you'd always be worrying whether you drove more than expected and get an additional invoice at the end of the year.

Calculating your saving at the end of the year, we make sure to surprise you with a cashback instead 🙂