Get all the protection you need and earn cashback or other rewards with Beema’s Pay-per-kilometer or SmartDriver options.
Traditional insurers don't care about your mileage. But the math says that the less you drive, the less likely you are to cause an accident. With Beema Pay-per-kilometer, your final price will depend on your mileage. Win-win!
Recommended for those who drive less than 20,000 km per year.
Send us a photo of your mileage reading at the beginning of your policy.
Send us a photo of your mileage reading when your policy is about to expire.
Earn up to 25% cashback based on the total distance you drove during the year.
Reckless drivers get their fair share of tickets. But we believe the opposite should be true too - responsible drivers should be rewarded. And that's where Beema SmartDriver comes in.
Recommended for those who drive more than 20,000 km per year.
Download Beema's mobile app and enable Behavioral and Location permissions from the app and phone settings.
Based on your driving habits like speeding & phone handling, a personal Driving Score will be generated with each trip.
Earn rewards at the end of the year based on your final Driving Score, which will show how safely you've been driving.
Set the slider to your yearly mileage and see how much cashback you’ll earn.
If you drove less than 20,000 km at the end of the year, you get cashback on your insurance premium. You can choose to get the money wired to your bank account and spend it on whatever you like, or use it as a downpayment to get cheaper car insurance for the following year.
And the best part? You can do all of this without installing a black box on your car or tracking your driving. All we need from you are 2 simple snapshots of your mileage, and voila!