Pay-per-kilometer

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What is cashback car insurance?

Cashback car insurance is designed to save you money on the distance you drive. Tailored to your lifestyle, we'll record how far you drive over the year, and give you a cash rebate into your account back based on the distance you've driven.

If you drive less than 20,000km you'll be eligile for up to 25% cashback. Don't worry, if you drive more than 20,000km you will not be charged more than the price of your policy at inception. There's no tracking devices - we just record you vehicle's odometer at the start and end of your policy.

Will any kind of device be installed on my car?

No, we don't use any tracking devices. We record your odometer reading at the start and end of your policy - that's it!

To submit your odometer reading, you can either upload a tasjeel certificate, or we can visit you to record your vehicle's odometer.

What is the starting kilometer reading?

This is your vehicle's odometer reading at the beginning of your Beema policy. We record your odometer reading at the start and end of your policy. To submit your reading, you can either upload a valid Tasjeel certificate, or we can visit you to record your vehicle's odometer.

What is the end kilometer reading?

This is your vehicle's odometer reading at the end of your Beema policy. We record your odometer reading at the start and end of your policy. To submit your reading, you can either upload a valid Tasjeel certificate, or we can visit you to record your vehicle's odometer.

How do I submit my odometer reading or distance driven?

We record your odometer reading at the start and end of your policy. To submit your reading, you can either upload a valid Tasjeel certificate, or we can visit you to record your vehicle's odometer.

How do I get my cashback?

At the end of your policy period we'll record your vehicle's odometer reading again. Based on the distance you've driven during your policy we'll calculate the percentage size of your rebate. Your bank account will then be credited with that amount.

What happens if I drive more than the limit?

Don't worry - you'll never be charged more than the quoted price at the start of that year's policy.

How do you calculate the rebate amounts?

Rebate amounts are calculated as follows - remember, if you drive more than 20,000km you'll never be charged more than the quoted price at the start of that year's policy.

Annual Mileage Rebate
0 - 1000 -25.0%
1001 - 2000 -25.0%
2001 - 3000 -25.0%
3001 - 4000 -25.0%
4001 - 5000 -23.0%
5001 - 6000 -21.5%
6001 - 7000 -20.0%
7001 - 8000 -18.5%
8001 - 9000 -17.0%
9001 - 10000 -15.5%
10001 - 11000 -14.0%
11001 - 12000 -12.5%
12001 - 13000 -11.0%
13001 - 14000 -9.5%
14001 - 15000 -8.0%
15001 - 16000 -6.5%
16001 - 17000 -5.0%
17001 - 18000 -5.0%
18001 - 19000 -5.0%
19001 - 20000 -5.0%
20001 - max 0.0%