We hope it never happens, but if it does, we want you to be fully covered: In case of an accident leading to serious bodily trauma or worse, you get up to AED 200,000. This applies to all the passengers in the car, even if the person driving the car is not listed as the insured person on the policy.

In case of a personal accident leading to a serious bodily injury or trauma, your passengers are entitled to an insurance benefit of up to AED 200,000.

Flat tyre? Did you lock the car with (oops) your keys inside? The car broke down and needs towing back into town? Calling a towing service in these situations could set you back as much as AED 1000. With 24/7 roadside assistance, your Beema insurance policy has you fully covered.

Your Beema car insurance does not have an upper limit for third-party injuries. Put simply, it means there are no caps when it comes to compensating the people who got injured in a car accident that you caused. We pay for everything that's needed.

Up to AED 3.5m for third-party property damage. We topped up this limit to make sure your insurance will cover all the possible damage to others that can happen in a car accident you caused.

In case your things get damaged in an accident, a fire, or if they get stolen from your car, we pay up to AED 4,000 to help you quickly replace that laptop or that phone.

You and your passengers get up to AED 3,500 to help cover the costs of medical treatment following an accident.

Fire, storms, floods: these are all events that can also cause damage to your car. That's why we made sure to cover your back even when nature gets out of hand. You are also fully covered in case of theft, riots or strikes. We live in one of the safest places in the world. But you know what they say: better safe than sorry.

We all know what kind of damage a small pebble can make – and how often that happens. That's why we decided to waive your deductible in case you need a windscreen repair – provided that the total cost stays within AED 2,000.