CASHBACK
Pay-per-Kilometer Fully Comprehensive Non-Agency Repairs
Pay-per-Kilometer Fully Comprehensive Non-Agency Repairs
In car mishaps, your car gets damaged, too.
In case of an accident, there’s usually two people involved, and you’re one of them. Third-party insurance will pay for the other person’s damage. But what about your car? Or that big scratch on the screen your laptop earned when it flew off the passenger seat?
Paying for repairs out of your pocket is never fun. And if your car is up to 7 years old, the final bill to fix those dents can get very high, very quickly.
With this fully comprehensive cover, you’re safe from those surprise bills. And you can earn up to 25% cashback on your premium.
What you get:
Full coverage: you protect others, your car, and yourself.
Up to 25% cashback, based on how much you’ll drive during the year.
Recommended for cars aged:
1-7
Benefits
Loss or Damage to Your Vehicle
Loss or Damage to Your Vehicle
If you have an accident, we either repair your car and bring it back to its original state, or pay upfront in cash its value - in case the damage is so big that it doesn’t make sense to repair it.
If you have an accident, we either repair your car and bring it back to its original state, or pay upfront in cash its value - in case the damage is so big that it doesn’t make sense to repair it.
Personal Accident Cover for Driver
Personal Accident Cover for Driver
We hope it never happens, but if it does, we want you to be fully covered: In case of an accident leading to serious bodily trauma or worse, you get up to AED 200,000. This applies to all the passengers in the car, even if the person driving the car is not listed as the insured person on the policy.
We hope it never happens, but if it does, we want you to be fully covered: In case of an accident leading to serious bodily trauma or worse, you get up to AED 200,000. This applies to all the passengers in the car, even if the person driving the car is not listed as the insured person on the policy.
Personal Accident Cover for Passengers
Personal Accident Cover for Passengers
In case of a personal accident leading to a serious bodily injury or trauma, your passengers are entitled to an insurance benefit of up to AED 200,000.
In case of a personal accident leading to a serious bodily injury or trauma, your passengers are entitled to an insurance benefit of up to AED 200,000.
Medical Expenses Due to an Accident
Medical Expenses Due to an Accident
You and your passengers get up to AED 3,500 to help cover the costs of medical treatment following an accident.
You and your passengers get up to AED 3,500 to help cover the costs of medical treatment following an accident.
Personal Belongings
Personal Belongings
In case your things get damaged in an accident, a fire, or if they get stolen from your car, we pay up to AED 4,000 to help you quickly replace that laptop or that phone.
In case your things get damaged in an accident, a fire, or if they get stolen from your car, we pay up to AED 4,000 to help you quickly replace that laptop or that phone.
Breakdown Recovery
Breakdown Recovery
Flat tyre? Did you lock the car with (oops) your keys inside? The car broke down and needs towing back into town? Calling a towing service in these situations could set you back as much as AED 1000. With 24/7 roadside assistance, your Beema insurance policy has you fully covered.
Flat tyre? Did you lock the car with (oops) your keys inside? The car broke down and needs towing back into town? Calling a towing service in these situations could set you back as much as AED 1000. With 24/7 roadside assistance, your Beema insurance policy has you fully covered.
Hire Car
Hire Car
Picking up the kids from school, getting groceries, running to the gym: your life still goes on while your car is being repaired. We got that sorted out for you: a replacement car for up to 10 days, and we can arrange for pick up straight at the repair shop.
Picking up the kids from school, getting groceries, running to the gym: your life still goes on while your car is being repaired. We got that sorted out for you: a replacement car for up to 10 days, and we can arrange for pick up straight at the repair shop.
Natural Perils (Storm/Flood)
Natural Perils (Storm/Flood)
Fire, storms, floods: these are all events that can also cause damage to your car. That's why we made sure to cover your back even when nature gets out of hand. You are also fully covered in case of theft, riots or strikes. We live in one of the safest places in the world. But you know what they say: better safe than sorry.
Fire, storms, floods: these are all events that can also cause damage to your car. That's why we made sure to cover your back even when nature gets out of hand. You are also fully covered in case of theft, riots or strikes. We live in one of the safest places in the world. But you know what they say: better safe than sorry.
Third Party Bodily Injury
Third Party Bodily Injury
Your Beema car insurance does not have an upper limit for third-party injuries. Put simply, it means there are no caps when it comes to compensating the people who got injured in a car accident that you caused. We pay for everything that's needed.
Your Beema car insurance does not have an upper limit for third-party injuries. Put simply, it means there are no caps when it comes to compensating the people who got injured in a car accident that you caused. We pay for everything that's needed.
Third Party Property Damage
Third Party Property Damage
Up to AED 3.5m for third-party property damage. We topped up this limit to make sure your insurance will cover all the possible damage to others that can happen in a car accident you caused.
Up to AED 3.5m for third-party property damage. We topped up this limit to make sure your insurance will cover all the possible damage to others that can happen in a car accident you caused.
Off-road Cover
Off-road Cover
Yes, we have your back covered even if you drive off the beaten track. As long as your car has a four-wheel drive and you're not participating in a sports race.
Yes, we have your back covered even if you drive off the beaten track. As long as your car has a four-wheel drive and you're not participating in a sports race.
Pick up and delivery (Claim Service)
Pick up and delivery (Claim Service)
If your car gets a bit more than a scratch or a dent in an accident and is unsafe to drive to the repair shop, we’ll send over a towing service and sort that out for you. When the repairs are done, we’ll deliver your car straight to your doorstep. How’s that for concierge service!
If your car gets a bit more than a scratch or a dent in an accident and is unsafe to drive to the repair shop, we’ll send over a towing service and sort that out for you. When the repairs are done, we’ll deliver your car straight to your doorstep. How’s that for concierge service!
Oman extension
Oman extension
You finally managed to organise that weekend road trip to Oman with your friends, and you're wondering if you need to buy extra insurance for your car? Well, you don't. All the covers of your Beema insurance policy are valid in Oman, as well. Just make sure to collect the Orange card at one of AXA’s offices before leaving.
You finally managed to organise that weekend road trip to Oman with your friends, and you're wondering if you need to buy extra insurance for your car? Well, you don't. All the covers of your Beema insurance policy are valid in Oman, as well. Just make sure to collect the Orange card at one of AXA’s offices before leaving.
Ambulance Services
Ambulance Services
If anyone involved in an accident you caused needs on-site ambulance assistance and transport to the hospital, we will pay up to AED 6,770 for every person injured to help cover the ambulance costs.
If anyone involved in an accident you caused needs on-site ambulance assistance and transport to the hospital, we will pay up to AED 6,770 for every person injured to help cover the ambulance costs.
Extra benefits
GCC Cover
GCC Cover
Planning a trip to our neighboring countries? With GCC cover, your own damage protection is valid in Oman, Bahrain, Saudi Arabia, Kuwait, and Qatar. Remember: third-party insurance extension is valid only in Oman. When travelling to all the other countries, you need to purchase third-party liability at the border crossing.
Planning a trip to our neighboring countries? With GCC cover, your own damage protection is valid in Oman, Bahrain, Saudi Arabia, Kuwait, and Qatar. Remember: third-party insurance extension is valid only in Oman. When travelling to all the other countries, you need to purchase third-party liability at the border crossing.
Personal Accident Cover Worldwide
Personal Accident Cover Worldwide
Extra 10% off when you buy online
Cashback
With this cover, you can get up to 25% cashback on your premium.
Check out our other products
People often ask us:
People often ask us:
How can I get Beema insurance?

It's super easy. Click here and follow the simple instructions. It will take you less than three minutes to get a quote and around 5 minutes to finish the purchase. Our website is designed for comfortable use both with a computer and with a smartphone.

Do you estimate the value of my car yourselves?

Yes, we calculate the value of your car based on the parameters you provide us, such as model, make, year, and so on. However, you can increase or reduce this value during the application process.

If I buy a policy today, when will my policy start? Can it start right away

It takes us around two days to process your purchase and prepare your documents, so the quickest date is two days from the purchase. If you want your policy to start later, you can choose to postpone it up to 30 days from the purchase.

If you need your policy to start today, you can call us at 800-BEEMA (23362); we’ll fast-track your quote and activate it the same day.